Custom Tailored Programs

Your insurance needs often go beyond auto, home, and life. CAL/OR Insurance Specialists is a full service independant agency. We are proud to feature a complete spectrum of coverage; a personal lines department; a commercial lines department; as well as a life and health department.

You can always count on our friendly, knowledgeable service representatives to assist you. Our job is to shop the major insurers and obtain the best possible rates. We offer flexible payment schedules, helping you to afford the coverage you need when you need it. Discounts are available for most individuals covering a wide range of circumstances.

AUTO

Our Auto Insurance specialists are ready to help you find the insurance you need. But equally important is finding you the insurance you want - the best rate available.

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HOME

Owners Insurance

If you own, home insurance is the single most important protection you can buy. Protect your most valuable assets from loss due to theft, vandalism, fire, windstorm and other possible dangers. Our experts can make sure you get the coverage you need that appropriately reflects the value of your home and contents and keeps pace with inflation.

Renters Insurance

As a renter, it is extremely important to protect your personal property from loss. Unforeseen loss due to theft, vandalism, fire and a host of other dangers put your most valuable possessions in jeopardy. Low cost coverage can protect your valuables and give you peace of mind.

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LIFE

Choose from Term Life or Universal Life Insurance. We offer a wide range of policies, including those that provide discounted rates for nonsmokers and people with good health histories. Our friendly specialists can answer any questions you may have and help you make the right choice for your family and your future.

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BUSINESS

A business presents numerous financial risks; some you may be unaware even exist. Let our specialists' help you determine the correct amount of coverage for your establishment. Then you can plan for your future business growth with peace of mind.

Insurance For Your Business Insurance For Your Employees » Request a Quote

HEALTH

We offer both Individual and Group Health Insurance with a variety of coverages such as: Medical - Dental - Vision - Disability - Long Term Care - Medicare Suppliments.

We can guide you through the selection and application process to ensure you receive a health insurance plan that will offer the highest level of benefits at the very lowest cost. Meeting your needs for today and providing for your future is what CAL/OR Insurance Specialists do best.

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